For a digital Google Drive version that you can edit online, click above.

For a digital Google Drive version that you can edit online, click above.


{Listen to the audio of this week's challenge}
Be sure to complete your deposit for your 26 weeks savings challenge - details below.

This week we'll be working on a mindset challenge!

So you've spent the past several weeks working on getting things in order, setting goals, saving money and paying off debt, but this week I want you to take a little bit of a break from number crunching and work on your mindset and this is a great time to do it!


Well, if you've been following along the last several weeks, you've probably started making some really good progress with your finances and keeping your mindset in check is how you keep going and keep making progress no matter what.

Sometimes, once you start making progress and hit a little glitch, self doubt may start to set in. Or things might be going great and then you start feeling like something negative is bound to happen that will derail your progress.

Annoying thoughts may start to pop up like "I will never be able to achieve this", "This is too good to be true" or "Why am I wasting my time, this will never happen". 

This is why you need to train your mind to tell those thoughts to get lost and replace them with empowering ones and one way to work on your mindset is by using positive affirmations, which can be very powerful if used the right way.

So what are affirmations?

Affirmation by definition is the process by which you declare something to be true. When you declare or affirm something, you are in conscious control of your thoughts because you really focus on what you are saying. 

Whenever you say affirmations, you THINK THEM and you SEE THEM in your mind. 

Creating short powerful affirmations for your life and for your money, will turn your "I cant" and your self doubt into "I can" and will translate your dreams into reality.

Your challenge this week is to use the downloadable worksheet on this page to create your affirmations.

Below are some important things to note as you create your affirmations:

WK 10 - Affirmations.jpg
  1. Your affirmations should be short and concise
  2. Your affirmations are about your life and should be personal
  3. They should be in the present tense
  4. They should be positive
  5. Your affirmations should not compare you to anyone else i.e. "I will be better than so and so"
  6. Your affirmations should not focus on any negatives e.g. "I am poor but I will be rich"

Some examples of affirmations are:

  • Money is attracted to my fabulous bank account
  • I am credit card debt free
  • I make good money decisions and invest wisely
  • I have my dream 6 bedroom mansion on the beach

Once you create these affirmations, you want to refer to them often so keep them visible and accessible. Save them as your phone screen saver, tape them to your bathroom mirror, put them on your fridge.

Remember, the more you affirm, the more you believe that you can, the more your mindset develops and grows, the more likely you are to achieve your goals!

P.S. Don't forget to share your progress in the Facebook group!


It's week 10 of The 26 week savings challenge!

This week, your savings deposit amount is $39.00

(If you've been consistent with your deposits, this week's deposit will bring your balance to $210!)


  1. Make your transfer.
  2. Check off this week's amount on your savings challenge schedule.
  3. Share your progress in the Facebook group!

Note: This challenge will be on-going throughout this accountability program in addition to your other weekly challenges.